Zaragoza
Rental yield in Universidad San Francisco
Universidad San Francisco is an expensive area for Zaragoza, with a low rental yield and a Total Return in line with the city average. Here is what a typical flat in Universidad San Francisco costs to buy and rent, and the Total Return (IRR) it delivers, compared with the other areas of Zaragoza.
Sale price
2,506
€/m² · second-hand homes
Rent
12.2
€/m² per month · market rate
Gross yield
5.8%
annual rent ÷ price
Total Return
7.7%
10-year IRR · typical flat
Appreciation
+3.2%
a year, 10-15 year history
Cash flow
-€3
per month, year 1, after tax
What the data says
Universidad San Francisco is an area of Zaragoza. The reference sale price is €2,506/m², based on the Fotocasa index adjusted to transaction prices: 14% above the Zaragoza median (€2,196/m²). It ranks 8 of 25 neighbourhoods in Zaragoza by price.
The achievable market rent is around €12.2/m² per month (the neighbourhood's own figure; idealista asking rents adjusted to achievable rent): about €1,098 a month for a typical 90 m² flat, with no legal cap. The gross yield (annual rent ÷ price) comes to 5.8%, 0.4 points below the city median (6.2%): rank 17 of 25 by gross yield.
With a 70% mortgage at 3.80% over 25 years and a sale after 10 years, the estimated Total Return (IRR) for that typical flat is 7.7%, in line with the Zaragoza median (7.9%). It takes about €87,844 of cash (deposit, taxes and costs), and first-year cash flow after tax is -€3 a month.
Asking prices in its district have grown by an average of 3.2% a year over the last 10 and 15 years (idealista, December 2025). Historical, not a forecast: it is the appreciation the modelled sale assumes.
A typical flat in Universidad San Francisco
The same standard assumptions as the CasaROI map: change the mortgage, term or tax profile in your account and the Total Return is recalculated for your case.
- Size
- 90 m²
- Purchase price
- €225,540
- Monthly rent
- €1,098
- Cash needed · deposit + transfer tax + costs
- €87,844
- Monthly cash flow (year 1)
- -€3
- Total Return (IRR)
- 7.7%
Assumptions: 70% mortgage over 25 years at 3.80%, sale after 10 years, Spanish tax resident at a 37% marginal rate, no renovation.
Nearest areas, ranked by gross yield
| Area | €/m² | Rent €/m² | Gross | IRR |
|---|---|---|---|---|
| Barrio Torrero | 1,832 | 11.3 | 7.4% | 8.7% |
| Barrio de Delicias | 1,906 | 11.6 | 7.3% | 5.3% |
| Doctor Cerrada | 2,290 | 11.8 | 6.2% | 7.0% |
| Ciudad Jardín - Parque Roma | 2,420 | 12.2 | 6.0% | 7.9% |
| Universidad San Francisco | 2,506 | 12.2 | 5.8% | 7.7% |
| Paseo Constitución - Las Damas | 2,808 | 12.7 | 5.4% | 5.9% |
| Paseo Sagasta | 2,757 | 12.4 | 5.4% | 5.9% |
| Romareda | 2,853 | 12.6 | 5.3% | 6.9% |
| Paseo Independencia | 3,386 | 12.3 | 4.4% | 4.2% |
Frequently asked questions
How much does a square metre cost in Universidad San Francisco?
€2,506/m² on average, based on the Fotocasa index adjusted to transaction prices. A typical 90 m² flat costs about €225,540, 14% above the Zaragoza median.
How much is rent in Universidad San Francisco?
Around €12.2/m² per month at market rates: €1,098 a month for a 90 m² flat, with no legal cap.
Is Universidad San Francisco a good buy-to-let investment?
The gross yield is 5.8% (Zaragoza median: 6.2%). With a 70% mortgage and a sale after 10 years, the estimated Total Return (IRR) is 7.7% against a city median of 7.9%. It depends on your financing and tax residency: with your own profile the number can change.
Is Universidad San Francisco in a stressed rental zone?
No. Zaragoza is not a declared stressed rental zone: rents are set by the market, with no legal cap.
Buying in Universidad San Francisco?
Paste the listing and we tell you whether it holds up at that price: legal rent, taxes, red flags and a verdict.
Sources and method
- Sale: Fotocasa · neighbourhood sale-price index (June 2026) · ÷1,13 a precio de transacción (calibrado vs registral Madrid/BCN)
- Rent: idealista · informe de alquiler por neighbourhood donde se publica, si no ancla del district/city (June 2026) ajustada a renta alcanzable (×0,95) con la estructura declarada SERPAVI del neighbourhood (Sistema Estatal de Índices 2024)
- Appreciation: average of the 10- and 15-year rates of the area's asking price — historical, not a forecast