Zaragoza
Rental yield in Cartuja Baja
Cartuja Baja is a mid-priced area for Zaragoza, with an average rental yield and a Total Return above the city average. Here is what a typical flat in Cartuja Baja costs to buy and rent, and the Total Return (IRR) it delivers, compared with the other areas of Zaragoza.
Sale price
2,196
€/m² · second-hand homes
Rent
10.9
€/m² per month · market rate
Gross yield
6.0%
annual rent ÷ price
Total Return
8.5%
10-year IRR · typical flat
Appreciation
+3.8%
a year, 10-15 year history
Cash flow
€3
per month, year 1, after tax
What the data says
Cartuja Baja is an area of Zaragoza. The reference sale price is €2,196/m², based on the Fotocasa index adjusted to transaction prices: 0% above the Zaragoza median (€2,196/m²). It ranks 12 of 25 neighbourhoods in Zaragoza by price.
The achievable market rent is around €10.9/m² per month (district figure adjusted to the neighbourhood's rent structure; idealista asking rents adjusted to achievable rent): about €981 a month for a typical 90 m² flat, with no legal cap. The gross yield (annual rent ÷ price) comes to 6.0%, 0.2 points below the city median (6.2%): rank 15 of 25 by gross yield.
With a 70% mortgage at 3.80% over 25 years and a sale after 10 years, the estimated Total Return (IRR) for that typical flat is 8.5%, above the Zaragoza median (7.9%). It takes about €77,200 of cash (deposit, taxes and costs), and first-year cash flow after tax is €3 a month.
Asking prices in its district have grown by an average of 3.8% a year over the last 10 and 15 years (idealista, December 2025). Historical, not a forecast: it is the appreciation the modelled sale assumes.
A typical flat in Cartuja Baja
The same standard assumptions as the CasaROI map: change the mortgage, term or tax profile in your account and the Total Return is recalculated for your case.
- Size
- 90 m²
- Purchase price
- €197,640
- Monthly rent
- €981
- Cash needed · deposit + transfer tax + costs
- €77,200
- Monthly cash flow (year 1)
- €3
- Total Return (IRR)
- 8.5%
Assumptions: 70% mortgage over 25 years at 3.80%, sale after 10 years, Spanish tax resident at a 37% marginal rate, no renovation.
Nearest areas, ranked by gross yield
| Area | €/m² | Rent €/m² | Gross | IRR |
|---|---|---|---|---|
| San José Alto | 1,788 | 11.7 | 7.9% | 9.8% |
| Barrio Torrero | 1,832 | 11.3 | 7.4% | 8.7% |
| Las Fuentes | 1,941 | 10.9 | 6.7% | 9.5% |
| Barrio de San José | 2,137 | 11.7 | 6.6% | 8.0% |
| Cartuja Baja | 2,196 | 10.9 | 6.0% | 8.5% |
| La Granja | 2,522 | 11.7 | 5.6% | 6.5% |
| Movera | 2,196 | 9.8 | 5.4% | 7.5% |
| Paseo Sagasta | 2,757 | 12.4 | 5.4% | 5.9% |
| Parque Miraflores | 2,977 | 12.0 | 4.8% | 4.9% |
Frequently asked questions
How much does a square metre cost in Cartuja Baja?
€2,196/m² on average, based on the Fotocasa index adjusted to transaction prices. A typical 90 m² flat costs about €197,640, 0% above the Zaragoza median.
How much is rent in Cartuja Baja?
Around €10.9/m² per month at market rates: €981 a month for a 90 m² flat, with no legal cap.
Is Cartuja Baja a good buy-to-let investment?
The gross yield is 6.0% (Zaragoza median: 6.2%). With a 70% mortgage and a sale after 10 years, the estimated Total Return (IRR) is 8.5% against a city median of 7.9%. It depends on your financing and tax residency: with your own profile the number can change.
Is Cartuja Baja in a stressed rental zone?
No. Zaragoza is not a declared stressed rental zone: rents are set by the market, with no legal cap.
Buying in Cartuja Baja?
Paste the listing and we tell you whether it holds up at that price: legal rent, taxes, red flags and a verdict.
Sources and method
- Sale: Fotocasa · neighbourhood sale-price index (June 2026) · ÷1,13 a precio de transacción (calibrado vs registral Madrid/BCN)
- Rent: idealista · informe de alquiler por neighbourhood donde se publica, si no ancla del district/city (June 2026) ajustada a renta alcanzable (×0,95) con la estructura declarada SERPAVI del neighbourhood (Sistema Estatal de Índices 2024)
- Appreciation: average of the 10- and 15-year rates of the area's asking price — historical, not a forecast