Pamplona
Rental yield in Txantrea
Txantrea is an affordable area for Pamplona, with a high rental yield and a Total Return in line with the city average. Here is what a typical flat in Txantrea costs to buy and rent, and the Total Return (IRR) it delivers, compared with the other areas of Pamplona.
Sale price
2,494
€/m² · second-hand homes
Rent
8.7
€/m² per month · SERPAVI legal cap
Gross yield
4.2%
annual rent ÷ price
Total Return
4.6%
10-year IRR · typical flat
Appreciation
+3.0%
a year, 10-15 year history
Cash flow
-€246
per month, year 1, after tax
What the data says
Txantrea is an area of Pamplona. The reference sale price is €2,494/m², based on the Fotocasa index adjusted to transaction prices: 13% below the Pamplona median (€2,872/m²). It ranks 8 of 10 neighbourhoods in Pamplona by price.
The reference rent is €8.7/m² per month (SERPAVI median for the neighbourhood, 2024): about €698 a month for a typical 80 m² flat. Pamplona is a declared stressed rental zone, so that figure acts as the legal cap on a new tenancy. The gross yield (annual rent ÷ price) comes to 4.2%, in line with the city median (4.1%): rank 3 of 10 by gross yield.
With a 70% mortgage at 3.80% over 25 years and a sale after 10 years, the estimated Total Return (IRR) for that typical flat is 4.6%, in line with the Pamplona median (4.5%). It takes about €73,927 of cash (deposit, taxes and costs), and first-year cash flow after tax is -€246 a month.
Asking prices in Pamplona have grown by an average of 3.0% a year over the last 10 and 15 years (idealista, December 2025). Historical, not a forecast: it is the appreciation the modelled sale assumes.
A typical flat in Txantrea
The same standard assumptions as the CasaROI map: change the mortgage, term or tax profile in your account and the Total Return is recalculated for your case.
- Size
- 80 m²
- Purchase price
- €199,520
- Monthly rent
- €698
- Cash needed · deposit + transfer tax + costs
- €73,927
- Monthly cash flow (year 1)
- -€246
- Total Return (IRR)
- 4.6%
Assumptions: 70% mortgage over 25 years at 3.80%, sale after 10 years, Spanish tax resident at a 37% marginal rate, no renovation.
Nearest areas, ranked by gross yield
| Area | €/m² | Rent €/m² | Gross | IRR |
|---|---|---|---|---|
| Casco Viejo/Alde Zaharra | 3,028 | 11.1 | 4.4% | 5.1% |
| Rochapea/Arrotxapea | 2,401 | 8.7 | 4.3% | 4.9% |
| Txantrea | 2,494 | 8.7 | 4.2% | 4.6% |
| Ermitagaña-Mendebaldea | 2,823 | 9.7 | 4.1% | 4.7% |
| Milagrosa-Arrosadia | 2,892 | 9.6 | 4.0% | 4.4% |
| Buztintxuri-Euntzetxiki | 2,852 | 9.4 | 4.0% | 4.3% |
| Ensanche/Zabalgunea | 3,512 | 10.7 | 3.7% | 4.0% |
| Iturrama | 3,110 | 9.6 | 3.7% | 4.0% |
| San Juan/Donibane | 3,251 | 9.6 | 3.5% | 3.7% |
Frequently asked questions
How much does a square metre cost in Txantrea?
€2,494/m² on average, based on the Fotocasa index adjusted to transaction prices. A typical 80 m² flat costs about €199,520, 13% below the Pamplona median.
How much is rent in Txantrea?
The reference rent is €8.7/m² per month: about €698 a month for 80 m². As a stressed rental zone, that figure is the legal cap on a new whole-flat tenancy (room-by-room lets are exempt).
Is Txantrea a good buy-to-let investment?
The gross yield is 4.2% (Pamplona median: 4.1%). With a 70% mortgage and a sale after 10 years, the estimated Total Return (IRR) is 4.6% against a city median of 4.5%. It depends on your financing and tax residency: with your own profile the number can change.
Is Txantrea in a stressed rental zone?
Yes. Pamplona is a declared stressed rental zone, so on a new whole-flat tenancy the rent is limited by the official reference index (SERPAVI).
Buying in Txantrea?
Paste the listing and we tell you whether it holds up at that price: legal rent, taxes, red flags and a verdict.
Sources and method
- Sale: Fotocasa · zone sale-price index (June 2026) · ÷1,13 a precio de transacción (calibrado vs registral Madrid/BCN)
- Rent: SERPAVI · límite superior del índice de referencia por neighbourhood (Sistema Estatal de Índices 2024, percentil 75 de secciones) · stressed rental zone (tope legal del nuevo contrato)
- Appreciation: average of the 10- and 15-year rates of the area's asking price — historical, not a forecast